So now you have the goal, you need the plan. To do this, look at where you are now and then look at all the things you would need to build the life you are picturing. For instance, you might find that you need a certain amount of money to make your dream of travelling happen.

In that case, you need to look at the options available to you to make that money. Or maybe you want to achieve a certain thing in your career and you realize that in order to get there, there is a certain amount of experience you need to acquire first. How can you acquire said experience?

There are many similar examples of how you might go after a particular goal but the thing to remember in every case is that you need to focus on small steps that are just ahead of you. That might mean the next small promotion. It might mean a small upgrade to your home. It might mean developing any form of small income.

With that in mind, you’re then going to break these smaller goals down even further. Now the...